Free calculator
Who owes whom?
Enter how much each person paid — the total is split evenly, and you’ll see who owes whom with the fewest possible transfers.
How it works
- All payments are added up and divided by the number of people — that’s each person’s share.
- Each person’s balance is what they paid minus their share. Positive — they get money back; negative — they pay.
- The person who owes the most pays the one who’s owed the most, and so on. That keeps transfers to a minimum: at most one fewer than the number of people.
Example
Mike paid 300,000, Sarah 200,000, Tom 100,000. Total 600,000, 200,000 each. Mike gets back 100,000, Tom pays 100,000 — one transfer: Tom → Mike 100,000.
Calculate this example →Still going? Keep track in the app
If the trip or the weekend getaway lasts a few days, log expenses in the Tengma=Teng app: balances update on their own, and your friend’s card and the “I paid” button are in one place. Free, no ads.